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Why FNB?

InContact

This innovative messaging system allows you to keep in touch with your account balances and transactions, helping you manage your money and prevent fraud on your account.

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Ońline Bańking

FNB Ońline Bańking offers you Internet-based, electronic Bańking that's easy to use, quick, secure and available 24/7.

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CellPhone Bańking

Cellphone Bańking enables you to conveniently perform a number of Bańking transactions via your cellphone.

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eMail Statements

Have your statements sent to you via email, saving you paperwork and contributing to a greener environment.

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Smart Account

With the Smart Account, you can set up scheduled payments and debit orders easily from a branch, ATM or via Ońline Bańking. It's the easy way to do everyday Bańking.

What can I do with the Smart Account

With the Smart Account you can:

  • Set up scheduled payments and debit orders for regular payments
  • Access your account at via FNB branches, ATM, Ońline Bańking and Cellphone Bańking
  • Get immediate access to your salary paid electronically every month
  • Request Bańk cheques
  • Make account payments via FNB ATMs, Ońline Bańking and Cellphone Bańking

Qualifying Criteria

To qualify for the Smart Account you must:

  • At least 18 years old
  • A South Africa citizen or permanent resident

What will it cost?

For pricing information on the Smart Account, view the Pricing Guide

You can use this at:

You can get this at:

What do I need to apply?

New FNB South Africa Limited clients will need to undergo a 'Know Your Customer' (KYC) check at any of our FNB South Africa Limited branches. FNB South Africa Limited has specific duties to prevent money laundering such as to perform a KYC check on all our customers.

To apply for the Smart Account, the following documentation is required:

  • A South Africa Passport
  • Proof of residence: a recent (less than 3 months old) utility account, e.g. water or electricity

I want it!

Apply for the Smart Account:

  • By visiting your nearest FNB South Africa Limited branch

Contact Us

For more information on Smart Account visit your nearest FNB South Africa Limited branch or call us on +27-(021) 839-2603